Credit Checks: A Vital Step in Your Rental Application

We aim to ensure that all our tenants are financially responsible and capable of meeting their rental obligations. One of the ways we assess this is through credit checks, an essential part of the tenant screening process.

A credit check is a review of your credit history, which includes your borrowing and payment activities. This check helps landlords assess your financial reliability and the likelihood of you paying rent on time.

The credit check will review:

• Credit Score

• Outstanding Debts

• Payment History

• Bankruptcies or CCJs (County Court Judgments)

A good credit score can significantly strengthen your rental application. On the other hand, a poor credit score doesn't necessarily mean you'll be declined, but you may need to provide a guarantor who agrees to cover the rent if you fail to do so.

We use Goodlord's secure online portal to facilitate credit checks. This ensures a quick and efficient process, allowing us to make informed decisions faster.

You have the right to know the result of your credit check and can request this information from us at any time.

Understanding the importance of credit checks and preparing for them can make your rental application process smoother and more transparent.